Unlock Your Financial Future Today
Dive into the world of financial education and empower yourself with the knowledge to make informed decisions.
what makes us unique
3M Benefits
Mindset Shift
Participants learn to embrace challenges, persist in the face of setbacks, and see failures as opportunities for growth. This shift in mindset can lead to increased resilience, creativity, and overall well-being.
Financial Literacy
Understanding money management is crucial for success in both personal and professional life. By improving their financial literacy, individuals can make more informed decisions, achieve their financial goals, and build a secure future.
Access to Mentors
Mentorship is invaluable for career advancement and personal growth. Mentors can help individuals navigate challenges, set goals, expand their networks, and accelerate their professional development.
Networking Opportunities
Participants have the opportunity to network with like-minded peers, mentors, and industry experts, which can lead to valuable connections, collaborations, and opportunities for career advancement.
Personal Growth
Participants not only develop the skills and knowledge needed to succeed professionally but also gain greater self-awareness, confidence, and clarity about their goals and aspirations.
Long-term Success
The combination of mindset, money management skills, and mentorship can set individuals up for long-term success in both their personal and professional lives.
Testimonials


Why Us
Discover a transformative journey with our development program, uniquely crafted to encompass mindset, money, and mentorship in a holistic approach to personal growth.
Gain practical financial literacy skills, and learn to budget effectively, invest wisely, and build long-term financial security. Cultivate a growth mindset that empowers you to embrace challenges and unlock your full potential, fostering resilience and creativity along the way.
Join us and embark on a journey towards personal and professional fulfillment, as you realize the power of mindset, money, and mentors in shaping your future.
FAQ
What is 3M?
The 3M Financial Literacy Program by Penda Capital is your launchpad to smarter money moves. We break down the big stuff; budgeting, saving, investing, and planning into simple, practical lessons that help you make confident financial decisions, today and for the future.
Who is this program for?
Everyone! Whether you’re a student, young professional, entrepreneur, or just someone who wants to stop saying “Where did all my money go?” this program is for you. We tailor the content to match who you are and where you are in your financial journey.
How is the program structured?
The program is built on three powerful pillars:
- Mindset: Shift your thinking and build healthy money habits.
- Money: Learn how to budget, save, and grow your money.
- Mentorship: Get guidance on applying what you learn to real-life situations for long-term impact.
How do I enroll in the program?
Super simple! Just fill out our quick registration form on the official website. After that, you’ll get all the info you need dates, Zoom links, what to expect, and how to get started.
Is the program free?
Not quite! For the latest pricing information, please visit our website.
Do I need prior financial knowledge to join?
Nope! We start from scratch and build you up from the basics. Whether you can’t tell a savings account from a stock or you’ve got some experience, you’ll feel right at home. We adapt the content based on your needs.
How is the program delivered?
We use a fun mix of learning formats:
- Weekly Zoom classes for interactive learning
- In-person sessions to connect, collaborate, and reflect
- Real-life financial case studies that bring theory to life
How long does the program take?
Just 6 weeks! We keep the schedule flexible so you can balance learning with your other commitments. Think of it as a short-term commitment with long-term rewards.
Will I receive a certificate upon completion?
Yes! You’ll get a completion certificate you can proudly show off on your CV or LinkedIn.
What topics are covered in the program?
Here’s a sneak peek:
- Budgeting & expense tracking
- Saving that actually sticks
- Debt management (without the headache)
- Investing for beginners
And so much more, register to get it all. (Click here)
Ready to Take Control of Your Financial Destiny?
Contact Us
We would love to speak with you.
Feel free to reach out using the below details.
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